Empowering young minds with essential money skills for a confident financial future
Financial freedom begins with knowledge
"90% of Gen Z want to learn to be more confident in managing their finances." (ASIC 18/10/2023)
“68% of Gen Z agree that their finances are a major concern.” (ASIC 18/10/2023)
“More than half of government secondary students miss a month of school a year, with many claiming it is because what they’re being taught is not relevant.” (Herald Sun 23/11/2025)
Our mission
Inspiring young people with the skills and confidence to take control of their money, make smarter choices, and build a future filled with financial freedom and opportunity
Chris Colson - Founder at How Money Works
Bachelor of Business (Accounting) Monash University
30+ years experience in retail, wholesale and fast moving consumer goods (FMCG)
Expertise in Finance, Sales and Marketing
Career highlights:
Category Development Manager – Bulla Dairy Foods
Commercial Finance Manager – Carlton & United Breweries
Commercial Finance Manager & Buyer – ALH Group Retail Liquor division
Bachelor of Business (Accounting) Monash University
30+ years experience in retail, wholesale and fast moving consumer goods (FMCG)
Expertise in Finance, Sales and Marketing
Career highlights:
Category Development Manager – Bulla Dairy Foods
Commercial Finance Manager – Carlton & United Breweries
Commercial Finance Manager & Buyer – ALH Group Retail Liquor division
Course content
3 modules delivered in person either onsite or online in a 1 x 2 hour session.
Module 1 - The basics
What is money
Separating needs and wants
Goal setting
Budgeting
Cash flow
Saving
Inflation
How interest works
Types of bank accounts
Module 2 - Debt & Housing
Types of debt
Credit cards
Personal loans
Buy now pay later (BNPL)
Interest free purchase schemes
Credit score
Buying a house
Renting a house
Module 3 - Looking forward
Investing
Superannuation
Insurance
Income tax
Keeping records
Managing subscriptions
Mobile phone plans
Gambling
Seeking advice
Available free to volunteer not for profit community groups in the Macedon Ranges & Greater Melbourne
(Limited dates available - contact us for details)
Volunteer Not For Profit Community Groups
2 hour session either in person on-site or online
Maximum 20 participants
Participants must be aged 16 - 21
Course notes provided